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Personal Bankruptcy/Chapter 7 and Chapter 13

Bankruptcy Lawyer in Reston, Virginia

Anyone can run into financial difficulties at any time in life. Things happen that affect the finances of an individual or a family, such as:

  • A layoff in a two-income family with monthly expenses figured for two earners
  • An adjustable rate mortgage putting monthly payments out of reach
  • A divorce that has left a mountain of debt
  • A sudden, unexpected illness or accident and the ensuing medical debt
  • Missed payments on credit cards leading to spiraling credit card debt
  • Personal lines of credit used to finance businesses now struggling in this troubled economy

Talk to lawyer Patrick Blasz about personal bankruptcy. He has a keen understanding of financial matters as well as family and business matters. He offers the counsel you need to make an informed decision about filing for personal bankruptcy and he help you understand whether you qualify for a Chapter 13 bankruptcy or Chapter 7 bankruptcy.

This law firm also handles business bankruptcy matters for small to mid-size businesses and franchisees.

Contact the Firm: 703-483-9638 or 888-564-4253 | Fairfax and Reston, Virginia, Offices | Free Initial Consultation | Se Habla Español

Get Back on Sound Financial Footing

No matter how you found yourself in debt, there is a way out: bankruptcy. If you are like this firm's other bankruptcy clients, you have probably considered bankruptcy as an option for a long time and now are at a point where you must make a decision about your house, your car and how you are going to move forward and begin removing this overwhelming burden.

Read general legal information on bankruptcy law at this Web site's Chapter 7 information center or Chapter 11 information center.

Benefits of Bankruptcy

Personal bankruptcy puts an immediate stop to any actions that creditors are taking against you to collect on debt. This means that:

  • Foreclosure actions stop
  • Repossession is prevented
  • Garnishment or lien action is preempted
  • Creditor harassment must end

Chapter 13 bankruptcy allows you to reorganize your debt into a reasonable repayment plan, spread out over three to five years. All your debt is rolled into one often reduced monthly payment, as well.

Chapter 7 bankruptcy allows all credit card and certain other consumer debt to be wiped out, with certain exceptions.

Free Initial Consultation—Call Today

Please call to arrange a free initial consultation with a caring, accessible attorney: 703-483-9638 or 888-564-4253. Take the first step back on the road to financial freedom today. Send an e-mail.

Patrick R. Blasz, LLC is a debt relief agency. This firm helps people file for bankruptcy relief under the Bankruptcy Code.